About

Founders Kim and Ellen Jo Wilhelm have been helping families since 1984. In 2007 Final Expense Direct began providing policies to our customers directly over the telephone. Many of our agents have been with us 10+ years because we know what it takes to provide agents with the means to not only succeed, but to make a very substantial living!

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We offer our agents 1099 Independent Agent contracts, and the ability to receive direct pay from the carriers DAILY. Our agents receive a minimum of 10-12 free inbound calls from TV, radio and web commercials per day– there is absolutely no cold calling! Additionally, we provide free non-resident licenses, free training and so much more! There's a reason we are one of the fastest growing private companies in the US!

We whole-heartedly believe that we have found exactly what it takes for agents to not only be successul in the Final Expense industry, but to make a very substancial living.

Our Mission

At Final Expense Direct our mission is to provide agents with everything they need to succeed; training, support, technology, marketing, leads so that all the agent has to do is what they do best; sell.

Our Vision

After many years of selling Life Insurance in the field, Kim Wilhelm thought there was a better way. He and Ellen Jo founded Final Expense Direct with the idea that agents didn't have to hit the pavement, go door to door or make cold calls. Agents currently help families with final expense benefits over the phone in 40 states.